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Cash House Buyers
 

We are the UK's largest cash property buyer 

  • FREE cash offer within minutes
  • Receive funds in 7 days
  • A guaranteed sale on any property

What are cash buying companies?

A cash house buyer is either an individual or company with sufficient funds to pay for the entirety of your property. While there are numerous benefits to using a cash house-buying company for your property, such as being able to sell your house incredibly quickly, you must also take care and consideration to ensure you only work with a professional and reliable house-buying company.

 

As you can imagine, not all home buyers who use cash to buy property are trustworthy. Some simply act on other organisations’ behalf and may charge extra fees for services such as arranging surveys. Others may also attempt to profit further by selling your information to third parties. At We Buy Any Home, there are no hidden fees or expenses, and we guarantee that you will receive the final quoted price for your property in full.

Free cash offer within minutes, any condition, any location.

We understand the personal and financial importance of selling your home

Our industry experts at We Buy Any Home have more than 300 years of combined experience in the property sector.

We have bought thousands of properties across the entire country, from Aberdeen to Portsmouth, Manchester to Newcastle.

We are the UK’s biggest cash house buyer for a reason, and our team members are regarded as the most trusted property buyers in the country.

 

Start the cash house buying process today with our team of property experts.

Why use a cash house buyer?

One of the main reasons why sellers choose to work with cash house buyers is because of the quick sale process. When you sell your property for cash, you can typically close the deal within a matter of days or weeks, rather than waiting months for a traditional sale to go through. This can be extremely beneficial if you are in a rush to sell your property due to financial difficulties. 

Get a fast sale

One of the main reasons why sellers choose to work with cash house buyers is because of the quick sale process. When you sell your property for cash, you can typically close the deal within a matter of days or weeks, rather than waiting months for a traditional sale to go through. This can be extremely beneficial if you are in a rush to sell your property due to financial difficulties. 

Avoid property chains

One of the major advantages of selling your house to a cash house buyer is the ability to avoid property chains. Property chains can be problematic and stressful, as they involve multiple buyers and sellers all relying on each other to complete their transactions. If one link in the chain breaks, it can cause delays or even collapse the entire sale.

By working with a cash house buyer, you can eliminate the risks associated with property chains and ensure a smooth and quick sale process.

No need for estate agent fees

When you sell your house to a cash house buyer, you can avoid the need for estate agency fees. Traditional property sales often involve hiring an estate agent to market your property, conduct viewings, and negotiate with potential buyers. These services typically come with a fee that is usually a percentage of the final sale price.

Free cash offer within minutes, any condition, any location.

The Quick Sale Process

Getting Started

To start the process off, either call us directly or enter your details into our short online enquiry form. Filling in our enquiry form won’t take long, we just need some simple details from you – including your accurate, up-to-date contact details and your property address. You’ll then be contacted by a member of our experienced buying team to discuss your property and our process in detail.

 

Making an offer

Within 24 hours of submitting your enquiry, We Buy Any Home will give you a call to take some more details on the property and determine its true market value. During this conversation, we’ll discuss your ideal timeframe for selling, as well as answering any queries you have regarding the process. Based on our own market knowledge, the details you have supplied, and our desktop valuation, we will make you an initial cash offer for your home – which will be the best possible price we believe we can pay for your property. If you’re happy with our initial offer, we will send it to you in writing, either online or in the post.

Final cash offer

After you have accepted our offer and filled in the necessary paperwork, we will arrange for a maximum of 2 RICS qualified surveyors/ valuers to assess your property and provide accurate value. At this point, we will also appoint you a solicitor from our panel, or you’re welcome to work with your own solicitor. We will then make a final offer based on the valuations of these valuations and the expertise of our in-house underwriting team.

Free cash offer within minutes, any condition, any location.

How to verify a cash house buyer

Not all quick cash sale companies that buy properties for cash are trustworthy, and trusting a company with one of your most valuable assets – your home – can be nerve-wracking. Follow our recommendations for vetting your cash house buyer to ensure you can trust your cash house buyer to get you the best value for your home in the best amount of time.

Before committing to selling your house to a genuine cash buying company, it is essential to thoroughly research the company you are considering working with. Here are some steps you can take to ensure the company is genuine and trustworthy:

1. Check accreditations: Look for accreditations and memberships to industry organizations such as the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme. This can give you confidence that the company follows industry standards and regulations.

2. Ask for references: Request references from previous clients to speak with about their experience selling their home to the cash house buyer. This can give you a firsthand account of how the process went and whether they were satisfied with the outcome.

3. Verify cash funds: Ask the cash house buyer for proof that they have the funds available to purchase your property. A legitimate cash buyer should be able to provide evidence that they can complete the transaction without relying on financing. As the UK’s largest cash house buyer, We Buy Any Home has the funds to purchase your property directly, and don’t rely on any chains, or third-party lenders.

Research companies

Before committing to selling your house to a genuine cash buying company, it is essential to thoroughly research the company you are considering working with. Here are some steps you can take to ensure the company is genuine and trustworthy:

1. Check accreditations: Look for accreditations and memberships to industry organizations such as the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme. This can give you confidence that the company follows industry standards and regulations.

2. Ask for references: Request references from previous clients to speak with about their experience selling their home to the cash house buyer. This can give you a firsthand account of how the process went and whether they were satisfied with the outcome.

3. Verify cash funds: Ask the cash house buyer for proof that they have the funds available to purchase your property. A legitimate cash buyer should be able to provide evidence that they can complete the transaction without relying on financing. As the UK’s largest cash house buyer, We Buy Any Home has the funds to purchase your property directly, and don’t rely on any chains, or third-party lenders.

Get a realistic price

Be cautious if your cash property buyer offers you market value for your property. It is not possible for a genuine cash property-buying company to offer 90-100% of the market value of your home, and they will no doubt drop the offer later.

If a quick house sale company claims they can offer you full market value, ask them how they make money as a company and whether the offer of your property will likely be dropped.

At We Buy Any Home, we provide a genuine and realistic offer from the start. We make it clear to all our customers that we cannot pay market value as the purchase price, but that we can offer a certified sale with a completion date of your choosing.

Read reviews and testimonials

Reading reviews and testimonials can provide valuable insight into the experiences of other homeowners who have worked with a cash house buyer. Look for online reviews on reputable platforms such as Trustpilot, Google Reviews, or the company’s website. Pay attention to both positive and negative reviews to get a balanced view of the company’s reputation.

Testimonials from previous clients can also be helpful in understanding how the cash house buyer operates and the level of satisfaction their customers have had. Look for testimonials on their website or ask the company if they can provide references for you to speak with directly.

By taking the time to research and verify the legitimacy of a cash house buyer, you can ensure a smooth and hassle-free selling process for your property. Remember to trust your instincts and only work with a company that you feel comfortable and confident in. 

Check credentials and accreditations

Checking credentials and accreditations is an important step in verifying the legitimacy of a cash house buyer. Look for accreditations and memberships to industry organizations such as the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme. These accrediting bodies set standards and regulations that members must adhere to, giving you confidence that the company follows ethical practices.

Additionally, check for any certifications or qualifications that the company may have, such as being a member of professional trade associations like the Royal Institution of Chartered Surveyors (RICS) or the National Association of Estate Agents (NAEA). These credentials can demonstrate the company’s commitment to professionalism and high standards in their industry.

We Buy Any Home is a founding member of the NAPB, and is fully regulated by The Property Ombudsman.

Verify on Companies House

Find them on Companies House – you’ll need their registered trading name, which you should be able to find in the Terms and Conditions on their website. Have a look at how long they have been trading.

Find out who the directors are and do your research on them. Use Google, LinkedIn, and any other useful sites to learn more about their history.

Find their offices and ask yourself: “Do they look like an authentic company?”

We Buy Any Home are based in the heart of the City, London, and have been trading for 14+ years, making us not only the biggest cash house buyer, but also one of the longest running property cash buying companies in the UK.

Request proof of funds

Request proof of funds from the buyer. This can be in the form of bank statements or a letter from the bank confirming that the buyer has sufficient funds to complete the purchase. The documentation should be recent and show the buyer’s name and the available balance. A genuine cash buyer is self-funded, without reliance on third companies or mortgage buyers. 

Get solicitor verification

Ask for the contact details of the buyer’s solicitor and get in touch with them. A solicitor can confirm whether they are holding funds on behalf of the buyer or if they have seen proof of funds. Solicitors play a crucial role in the UK property buying process, and their confirmation can add credibility to the buyer’s claims.

We Buy Any Home has an expert team of solicitors ready to process your sale, and can work with your own selected solicitor if your prefer. 

Confirm flexibility for a close date

The benefit of selling for cash is a quicker transaction and flexibility about the closing date. While this flexibility can vary, it’s always a good sign if a cash buyer is willing to proceed quickly without the need for a property chain.

Validate there is no third-party involvement

Third-party involvement in a cash buying transaction, particularly in the context of real estate, refers to the participation or influence of entities or individuals other than the direct buyer and seller in the transaction process. These third-parties can include mortgage lenders, investment partners, or other outside funders that create chains in your transaction. A true cash-buyer is self-funded and can purchase a process quickly and directly without interference. 

We Buy Any House for Cash Throughout the UK

We operate across the United Kingdom including England, Scotland, and Wales. We can buy your house fast, whether you’re in the northernmost parts of Scotland or enjoying life on the beaches on the south coast.

Free cash offer within minutes, any condition, any location.

What are the benefits of selling to a cash buyer?

Immediate access to funds is one of the key benefits of selling your house to a cash house buyer. Traditional sales through real estate agents can take months to complete, with uncertainty around when the sale will be finalized. However, cash house buyers have the ability to provide you with a quick and hassle-free selling process, often closing on the property in as little as 7-14 days.

With immediate access to funds from a cash house buyer, you can avoid delays and uncertainties associated with traditional sales methods. This can be particularly beneficial if you are in need of quick cash for urgent financial needs or if you are looking to move on from your property quickly without any further stress or complications.

Immediate access to funds

Immediate access to funds is one of the key benefits of selling your house to a cash house buyer. Traditional sales through real estate agents can take months to complete, with uncertainty around when the sale will be finalized. However, cash house buyers have the ability to provide you with a quick and hassle-free selling process, often closing on the property in as little as 7-14 days.

With immediate access to funds from a cash house buyer, you can avoid delays and uncertainties associated with traditional sales methods. This can be particularly beneficial if you are in need of quick cash for urgent financial needs or if you are looking to move on from your property quickly without any further stress or complications.

Avoid hidden costs and fees

Avoiding hidden costs and fees is another important consideration when selling to a cash house buyer. Before committing to a sale, make sure to carefully review the terms and conditions of the offer, including any fees or charges that may be associated with the transaction. Some cash house buyers may try to sneak in hidden costs, such as valuation fees, legal fees, or administration fees, which can significantly reduce the amount you receive for your property.

To avoid falling victim to hidden costs and fees, ask the cash house buyer for a breakdown of all expenses involved in the sale. A reputable company will be transparent about any additional charges and provide you with a clear understanding of how they calculate their offer. Be wary of any buyer who is unwilling to provide this information or who seems hesitant to answer your questions about fees.

Sell in financial difficulties

Selling in financial difficulties can be a stressful and overwhelming experience. If you find yourself in a situation where you are struggling to keep up with mortgage payments, facing repossession, or dealing with other financial challenges, selling your house to a cash house buyer may be a viable solution.

One of the key benefits of selling to a cash house buyer when facing financial difficulties is the speed at which the sale can be completed. Cash house buyers have the ability to provide you with immediate access to funds, allowing you to quickly settle any outstanding debts or obligations and avoid the risk of repossession.

In addition, selling to a cash house buyer can help you avoid expensive legal fees associated with foreclosure proceedings or bankruptcy. By selling your property quickly and efficiently, you can potentially save thousands of dollars in legal costs and fees, allowing you to move on from your financial difficulties with a fresh start.

Free cash offer within minutes, any condition, any location.

The We Buy Any Home Difference

At We Buy Any Home, we are transparent about how much we can purchase your property for from the start. We make sure our customers are aware that, whilst we cannot offer full market value, what we can offer is a guaranteed sale in the time frame you want, with none of the stress or uncertainty you’ll experience on the open market. That’s why our customers rate us as “Excellent” on Trustpilot.

Never trust a property buyer that gives a cash offer for your home at full (or almost full) market value. Certain “sell your house for cash” companies will make an unrealistically high offer on your property as a way to win your business and tie you into a contract. They will then reduce the offer later down the line, once your onward plans have been secured.

At We Buy Any Home, we complete your sale in the time frame you want – you just pick the completion date and we’ll work to it. The quickest we buy your house for cash in just 7 days!

An untrustworthy cash buyer property company will intentionally delay the sale of your property. They may choose to drag the sale out for months on end, until you have all your onward plans tied up, then drop the value of your offer in the hope that you have no option but to accept it.

Some cash buyer property companies are eager to tie you to restrictive terms, principally asking you to sign an “option agreement” on your property. This means they place this option on the Land Registry, locking you into using their service, even if you find a better offer elsewhere. They rely on customers to not understand the implications of this, and so use it to strong-arm a sale at a price you aren’t happy with.

At We Buy Any Home, we never ask you to do this. We have a very simple contract that states our commitment to you, and that if your offer value drops by so much as a penny (should your formal RICS survey uncover any unforeseen defects) you are totally free to walk away. In addition to this, we guarantee to beat the price of any genuine cash house buyer.

Get a realistic offer

At We Buy Any Home, we are transparent about how much we can purchase your property for from the start. We make sure our customers are aware that, whilst we cannot offer full market value, what we can offer is a guaranteed sale in the time frame you want, with none of the stress or uncertainty you’ll experience on the open market. That’s why our customers rate us as “Excellent” on Trustpilot.

Never trust a property buyer that gives a cash offer for your home at full (or almost full) market value. Certain “sell your house for cash” companies will make an unrealistically high offer on your property as a way to win your business and tie you into a contract. They will then reduce the offer later down the line, once your onward plans have been secured.

No delay or stall tactics

At We Buy Any Home, we complete your sale in the time frame you want – you just pick the completion date and we’ll work to it. The quickest we buy your house for cash in just 7 days!

An untrustworthy cash buyer property company will intentionally delay the sale of your property. They may choose to drag the sale out for months on end, until you have all your onward plans tied up, then drop the value of your offer in the hope that you have no option but to accept it.

Never get locked into an agreement

Some cash buyer property companies are eager to tie you to restrictive terms, principally asking you to sign an “option agreement” on your property. This means they place this option on the Land Registry, locking you into using their service, even if you find a better offer elsewhere. They rely on customers to not understand the implications of this, and so use it to strong-arm a sale at a price you aren’t happy with.

At We Buy Any Home, we never ask you to do this. We have a very simple contract that states our commitment to you, and that if your offer value drops by so much as a penny (should your formal RICS survey uncover any unforeseen defects) you are totally free to walk away. In addition to this, we guarantee to beat the price of any genuine cash house buyer.

Frequently asked questions when selling your house for cash

Call our team of experts:
0800 774 0004

Is a cash buyer better for a house?

Yes, a cash buyer is often considered better for selling a house because it typically leads to a faster sale, reduces the risk of the sale falling through, eliminates the need for mortgage approvals, and can save on fees and interest payments.

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How do I find a cash buyer for my house?


To find a cash buyer for your house, you can use the following strategies: contact real estate investors or investment companies, utilize online platforms that cater to cash sales, network through real estate agents familiar with cash transactions, advertise in local newspapers or online classifieds, and reach out to property buying companies that offer quick, cash purchases.

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How do cash house buyers make money?

That’s simple; we’ll either put the property we have purchased on the market straight away, renovate the property if needed and then put it back on the market, or we will rent the property out. As a business, we do of course need to cover our own buying and selling costs and make some sort of a profit on the purchase, which is why we’re unable to purchase properties for full market value. We provide a guaranteed, quick and hassle-free sale and the trade-off is that you potentially could get more for your property if you were prepared to wait it out on the open market, where there are no guarantees.

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How much discount do cash buyers get?


Cash buyers often receive a discount on the purchase price of a home, which can vary widely but typically ranges from 1% to 10%. The exact discount depends on several factors, including the property’s condition, market conditions, and the seller’s need to sell quickly.

We Buy Any Home typically offers 75 – 85% of market value for homes, based on property type and market conditions.

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What kind of people use a cash house buyer

People choose to use a cash house buyer for all sorts of reasons. Some people may require a cash sale to avoid repossession or to help themselves out of financial difficulty. Often, couples who are filing for divorce will choose to use a cash buyer for the speed, to avoid a house sale dragging proceedings out.

At We Buy Any Home, many people use our service to sell an inherited property, are looking to relocate, want to go travelling or simply want to downsize. For many, we are a preferred alternative to the open market due to the efficient, guaranteed and stress-free service we deliver.

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Why don’t cash buyers pay full market value?

We’d love to pay more. However, as a company, we incur higher stamp duty expenses compared to the average buyer. Additionally, there are costs associated with selling the property, renovating it, or preparing it for rental. If we were to pay full market value, it would not be financially sustainable for us, and we would be unable to continue providing the alternative selling solution we offer. While our offers will be lower than market value, our sales process will be much faster than selling on the market – this makes it the perfect process for someone who values speed over achieving market value.

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My property is on the market, when should I consider using a cash house buyer?

It is of course completely up to you at what point you consider using a cash house buyer, however, if you’ve been on the market for a while with very few viewings and no offers, or even lots of viewings and no offers, it may be a good idea to consider an alternative solution for selling your property.

You may also want to consider using a cash house buyer if there is an issue with your property which makes it unmortgageable, such as subsidence or Japanese knotweed.

As we’re a cash buyer, we’re still able to buy properties with these sorts of issues, and as often the cost of repairing the problem would far outweigh the potential benefit of selling on the open market, in the majority of cases you’d be better off coming to us straight away.

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Do you ask for any upfront payment?

We never ask for any payment, upfront or otherwise, nor should any other “sell house for cash” company. We don’t charge a penny for our service.

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Are there any cancellation or withdrawal fees?

In the rare event that an offer needs to be adjusted—perhaps due to a significant defect uncovered in a survey that wasn’t previously known—you can withdraw from our service completely free of charge, even if it’s just by a penny!

If the offer hasn’t changed and you change your mind, there may be a small charge depending on the resources and time we’ve invested in your property sale up to that point. However, please know that we handle each situation individually and are very understanding of everyone’s circumstances. Your satisfaction is important to us.

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Do I need to sign a lock-in contract?

We ask that you sign a simple contract, stating our obligation to purchase your property from you at the agreed-upon price. Should our offer change once we receive the RICS survey results (if, for instance, it revealed an extreme case of subsidence) then you are free to walk away from us.

Still interested in selling to cash home buyers? Let us get a free cash offer to you today!

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Do I need a solicitor to buy a house for cash?


Yes, even when buying a house with cash, it’s highly recommended to use a solicitor or conveyancer. They handle the legal aspects of the purchase, including conducting property searches, dealing with the land registry, and ensuring the transaction is legally sound and in your best interest.

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Are you able to provide proof of cash funds upon request?

Yes. As a genuine cash buyer, we can provide evidence that we have the funds to purchase your property, should you request it.

If you are looking for a fast house sale, cash home buyers like us could be what you need. We offer full transparency and will assist you with your house sale. Get started today and let us get a cash offer for you now!

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Do you buy property for yourself or others?

As a genuine cash house buyer, we purchase your property directly. Depending on the type of property, its location and its condition, we will either sell the property onwards or rent it out.

If you have a property you need to sell fast, speak to us. Get a cash offer and your old house could soon become someone else’s dream home!

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How long does a cash house buyer take to buy my house?

Selling to a cash house buyer can significantly speed up the process compared to traditional sales. The timeline can vary, but transactions can often be completed in as little as 7 to 28 days, depending on the efficiency of the parties involved and the absence of a property chain.

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Is cash house buying a scam?


Cash house buying itself is not a scam; it’s a legitimate way of selling a property quickly. However, like any industry, it can attract unscrupulous individuals or companies. To avoid scams, ensure the cash buying company is reputable, check for reviews, verify their credentials, and ensure they are members of relevant regulatory bodies like the National Association of Property Buyers (NAPB) or The Property Ombudsman in the UK. Always read contracts carefully and consider seeking independent legal advice before proceeding.

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