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Cash House Buyers

We are the UK's largest cash property buyer

  • FREE cash offer within minutes
  • Receive funds in 7 days
  • A guaranteed sale on any property

What are cash house buyers?

A cash house buyer is a company (or individual) with sufficient funds to pay for the entirety of your property.

There are many benefits to selling your property to cash house buyers, such as speed and convenience.

However, as you can imagine, not all cash house buyers are trustworthy. Some simply act on other organisations’ behalves and charge extra fees for services such as arranging surveys. Others profit by selling your information to third parties.

At We Buy Any Home, there are no hidden fees or expenses, and we guarantee that you will receive the final quoted price for your property in full.

Free cash offer within minutes, any condition, any location.

We understand the personal and financial importance of selling your home

Our experienced industry experts at We Buy Any Home have bought thousands of properties across the UK, from Aberdeen to Portsmouth, Manchester to Newcastle.

We are the UK’s biggest cash house buyer for a reason, and our team members are regarded as amongst the most trusted property buyers in the country.

 

Start the cash house buying process today with our team of property experts.

Why use cash house buyers?

Cash house buyers can typically close the deal within a matter of days or weeks, rather than waiting months for a traditional sale to go through. 

This can be extremely beneficial if you are in a rush to sell your property due to financial difficulties or other reasons.

Cash house buyers enable you to avoid property chains and enjoy a smooth and quick sale process.

Property chains can be complicated and stressful. They involve multiple buyers and sellers all relying on each other to complete their transactions.

A single link in the property chain breaking, can delay or even collapse the entire sale.

With good cash house buyers, you can avoid the need for estate agency fees.

Traditional property sales often involve hiring an estate agent to market your property, conduct viewings, and negotiate with potential buyers.

These services typically come with a large fee that is usually a percentage of your property’s final sale price.

Get a fast sale

Cash house buyers can typically close the deal within a matter of days or weeks, rather than waiting months for a traditional sale to go through. 

This can be extremely beneficial if you are in a rush to sell your property due to financial difficulties or other reasons.

Avoid property chains

Cash house buyers enable you to avoid property chains and enjoy a smooth and quick sale process.

Property chains can be complicated and stressful. They involve multiple buyers and sellers all relying on each other to complete their transactions.

A single link in the property chain breaking, can delay or even collapse the entire sale.

No need for estate agent fees

With good cash house buyers, you can avoid the need for estate agency fees.

Traditional property sales often involve hiring an estate agent to market your property, conduct viewings, and negotiate with potential buyers.

These services typically come with a large fee that is usually a percentage of your property’s final sale price.

Free cash offer within minutes, any condition, any location.

The cash house buying process

Getting Started

To start the process, either call us directly or fill out our online enquiry form. We just need some simple details from you – including your contact details and property address.

You’ll then be contacted by a member of our experienced buying team to discuss your property and our process in detail.

 

Making an offer

Within 24 hours of submitting your enquiry, we will call you to take some more details on the property and determine its market value.

We’ll discuss your ideal timeframe for selling and answer any queries you have regarding the process.

Based on our own market knowledge, the details you have supplied, and our desktop valuation, we will make you an initial cash offer for your home. This will be the best possible price we believe we can pay for your property.

If you’re happy with our initial offer, we will send it to you in writing, either online or in the post.

Final cash offer

After you have accepted our offer and filled in the paperwork, we will arrange for a maximum of two RICS-qualified surveyors to assess your property and provide accurate value.

At this point, you’re welcome to work with your own solicitor or we can appoint one from our panel.

We will then make a final offer based on these valuations and the expertise of our in-house underwriting team.

Free cash offer within minutes, any condition, any location.

How to verify cash house buyers

Trusting a company with one of your most valuable assets – your home – can be nerve-wracking. And unfortunately, not all cash house buyers are trustworthy.

So, follow our recommendations for vetting your cash house buyer. This will help ensure you get the best value for your home in the best timeframe.

The following steps can help you determine whether a cash house buying company is genuine and trustworthy:

1. Check accreditations:

Look for accreditations and memberships to industry organizations such as the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme. This can give you confidence that the company follows industry standards and regulations.

2. Ask for references:

Request references from previous clients to speak with about their experience selling their home to the cash house buyer.

This gives you a firsthand account of how the process went and whether they were satisfied with the outcome.

3. Verify cash funds:

A legitimate cash house buyer should be able to provide evidence that they can complete the transaction without relying on financing.

As the UK’s largest cash house buyer, We Buy Any Home has the funds to purchase your property directly. We don’t rely on any chains or third-party lenders.

Research companies

The following steps can help you determine whether a cash house buying company is genuine and trustworthy:

1. Check accreditations:

Look for accreditations and memberships to industry organizations such as the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme. This can give you confidence that the company follows industry standards and regulations.

2. Ask for references:

Request references from previous clients to speak with about their experience selling their home to the cash house buyer.

This gives you a firsthand account of how the process went and whether they were satisfied with the outcome.

3. Verify cash funds:

A legitimate cash house buyer should be able to provide evidence that they can complete the transaction without relying on financing.

As the UK’s largest cash house buyer, We Buy Any Home has the funds to purchase your property directly. We don’t rely on any chains or third-party lenders.

Get a realistic price

It is not possible for genuine cash house buyers to offer 90-100% of the market value of your home.

If they do, ask them how they make money as a company and whether the offer of your property will likely be dropped.

At We Buy Any Home, we provide a genuine and realistic offer from the start.

We make it clear to all our customers that we cannot pay full market value, but that we can offer a certified sale with a completion date of your choosing.

Read reviews and testimonials

Reviews and testimonials provide valuable insight into the experiences cash house buyers’ previous customers.

Look for online reviews on reputable platforms such as Trustpilot or Google Reviews. Pay attention to both positive and negative reviews to get a balanced view of the company’s reputation.

Testimonials from previous clients can also clarify how the cash house buyer operates and the level of satisfaction they provide. Look for testimonials on their website or ask the company if they can provide references for you to speak with directly.

Remember to trust your instincts and only work with a company that you feel completely comfortable with.

Check credentials and accreditations

Look for accreditations and memberships to industry organizations such as the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme.

These accrediting bodies set standards and regulations that members must adhere to. This can give you confidence that the company follows legal and ethical practices.

Additionally, check for any certifications or qualifications, such as being a member of professional trade associations like the Royal Institution of Chartered Surveyors (RICS) or the National Association of Estate Agents (NAEA).

We Buy Any Home is a founding member of the NAPB and is fully regulated by The Property Ombudsman.

Verify on Companies House

Find them on Companies House – you’ll need their registered trading name, which should be in their website’s Terms and Conditions.

Check how long they have been trading and who their directors are. Use Google, LinkedIn, and other sites research their history.

Find their offices and ask yourself: “Do they look like an authentic company?”

We Buy Any Home are based in the heart of the City, London. We have been trading for 14+ years, making us not only the biggest cash house buyer, but also one of the longest-running property cash house buying companies in the UK.

Request proof of funds

Proof of funds can be in the form of bank statements or a letter from the bank confirming that the buyer has sufficient funds to complete the purchase.

The documentation should be recent and show the buyer’s name and available balance. A genuine cash buyer is self-funded, without reliance on third companies or mortgage buyers.

Get solicitor verification

Solicitors play a crucial role in the UK property buying process, and their confirmation can add credibility to the buyer’s claims.

They can confirm whether they are holding funds on behalf of a cash buyer or if they have seen proof of funds.

We Buy Any Home has an expert team of solicitors ready to process your sale. However, we can work with your own selected solicitor if you prefer.

Confirm flexibility for a close date

The benefit of selling for cash is a quicker transaction and flexibility about the closing date.

While this flexibility can vary, it’s always a good sign if a cash buyer is willing to proceed quickly without the need for a property chain.

Validate there is no third-party involvement

Third-party involvement in a cash buying transaction, particularly in the context of real estate, refers to the participation or influence of entities or individuals other than the direct buyer and seller in the transaction process.

These third-parties can include mortgage lenders, investment partners, or other outside funders that create chains in your transaction. A true cash-buyer is self-funded and can purchase a process quickly and directly without interference. 

We Buy Any House for cash throughout the UK

We operate across the United Kingdom including England, Scotland, and Wales. We can buy your house fast, whether you’re in the northernmost parts of Scotland or enjoying life on the beaches on the south coast.

Free cash offer within minutes, any condition, any location.

What are the benefits of selling to a cash buyer?

Immediate access to funds is one of the key benefits of selling your house to a cash house buyer.

Sales through real estate agents can take months to complete and come with uncertainty around completion dates. However, cash house buyers can provide quick and hassle-free selling process, closing on the property in as little as 7 days.

With immediate access to funds from a cash house buyer, you can avoid delays and uncertainties associated with traditional sales methods.

This can be particularly beneficial if you need to access cash urgently or if you are looking to move on from your property quickly without any further stress or complications.

Immediate access to funds

Immediate access to funds is one of the key benefits of selling your house to a cash house buyer.

Sales through real estate agents can take months to complete and come with uncertainty around completion dates. However, cash house buyers can provide quick and hassle-free selling process, closing on the property in as little as 7 days.

With immediate access to funds from a cash house buyer, you can avoid delays and uncertainties associated with traditional sales methods.

This can be particularly beneficial if you need to access cash urgently or if you are looking to move on from your property quickly without any further stress or complications.

Avoid hidden costs and fees

Before committing to a sale, make sure to carefully review the terms and conditions of the offer, including fees or charges.

Some cash house buyers may try to sneak in hidden costs, such as valuation fees, legal fees, or administration fees. These can significantly reduce the amount you receive for your property.

To avoid this, ask the cash house buyer for a breakdown of all expenses involved in the sale. A reputable company will be transparent about any additional charges and provide you with a clear understanding of how they calculate their offer.

Be wary of any buyer who is unwilling to provide this information or who seems hesitant to answer your questions about fees.

Sell in financial difficulties

If you are struggling to keep up with mortgage payments, facing repossession, or dealing with other financial challenges, selling your house to a cash house buyer may be a viable solution.

Cash house buyers can provide you with immediate access to funds, allowing you to quickly settle any outstanding debts or obligations and avoid the risk of repossession.

In addition, they can help you avoid expensive legal fees associated with foreclosure proceedings or bankruptcy. So, you can potentially save thousands of dollars in legal costs and fees, allowing you to move on from your financial difficulties and make a fresh start.

Free cash offer within minutes, any condition, any location.

The We Buy Any Home difference

At We Buy Any Home, we are transparent about how much we can purchase your property for from the start.

We ensure our customers are aware that we cannot offer full market value, but we can guarantee a sale in their chosen time frame, without the stress or uncertainty you’ll experience on the open market.

That’s why our customers rate us as “Excellent” on Trustpilot.

Never trust a property buyer that gives a cash offer for your home at full (or almost full) market value.

Certain “sell your house for cash” companies will give unrealistically high offers on properties to win business and tie customers into contracts. They will then reduce the offer later, once customers’ onward plans have been secured.

At We Buy Any Home, we complete your sale in the time frame you want. You simply pick the completion date, and we’ll work to it. The quickest we can buy your house for cash in is just 7 days!

An untrustworthy cash buyer property company will intentionally delay property sales, often for months on end.

In the meantime, their customers will often have made plans that rely on selling their house soon. The company will then lower their initial offer in the hope that customers have no option but to accept it.

Some cash house buying companies are eager to tie you to restrictive terms.

They often ask you to sign an “option agreement” on your property. This means they place this option on the Land Registry, locking you into using their service.

They rely on customers not understanding the implications of this, so they can strong-arm a sale at a price that customers aren’t happy with.

At We Buy Any Home, we never ask you to do this. We have a very simple contract that states our commitment to you.

If your offer value drops by so much as a penny (should your formal RICS survey uncover any unforeseen defects) you are totally free to walk away.

In addition to this, we guarantee to beat the price of any genuine cash house buyer.

Get a realistic offer

At We Buy Any Home, we are transparent about how much we can purchase your property for from the start.

We ensure our customers are aware that we cannot offer full market value, but we can guarantee a sale in their chosen time frame, without the stress or uncertainty you’ll experience on the open market.

That’s why our customers rate us as “Excellent” on Trustpilot.

Never trust a property buyer that gives a cash offer for your home at full (or almost full) market value.

Certain “sell your house for cash” companies will give unrealistically high offers on properties to win business and tie customers into contracts. They will then reduce the offer later, once customers’ onward plans have been secured.

No delay or stall tactics

At We Buy Any Home, we complete your sale in the time frame you want. You simply pick the completion date, and we’ll work to it. The quickest we can buy your house for cash in is just 7 days!

An untrustworthy cash buyer property company will intentionally delay property sales, often for months on end.

In the meantime, their customers will often have made plans that rely on selling their house soon. The company will then lower their initial offer in the hope that customers have no option but to accept it.

Never get locked into an agreement

Some cash house buying companies are eager to tie you to restrictive terms.

They often ask you to sign an “option agreement” on your property. This means they place this option on the Land Registry, locking you into using their service.

They rely on customers not understanding the implications of this, so they can strong-arm a sale at a price that customers aren’t happy with.

At We Buy Any Home, we never ask you to do this. We have a very simple contract that states our commitment to you.

If your offer value drops by so much as a penny (should your formal RICS survey uncover any unforeseen defects) you are totally free to walk away.

In addition to this, we guarantee to beat the price of any genuine cash house buyer.

Frequently asked questions when selling your house for cash

Call our team of experts:
0800 774 0004

Is a cash buyer better for a house?

Yes, a cash buyer is often considered better for selling a house because it typically leads to a faster sale, reduces the risk of the sale falling through, eliminates the need for mortgage approvals, and can save on fees and interest payments.

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How do I find a cash buyer for my house?


To find a cash buyer for your house, you can use the following strategies: contact real estate investors or investment companies, utilize online platforms that cater to cash sales, network through real estate agents familiar with cash transactions, advertise in local newspapers or online classifieds, and reach out to property buying companies that offer quick, cash purchases.

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How do cash house buyers make money?

That’s simple; we’ll either put the property we have purchased on the market straight away, renovate the property if needed and then put it back on the market, or we will rent the property out. As a business, we do of course need to cover our own buying and selling costs and make some sort of a profit on the purchase, which is why we’re unable to purchase properties for full market value. We provide a guaranteed, quick and hassle-free sale and the trade-off is that you potentially could get more for your property if you were prepared to wait it out on the open market, where there are no guarantees.

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How much discount do cash buyers get?


Cash buyers often receive a discount on the purchase price of a home, which can vary widely but typically ranges from 1% to 10%. The exact discount depends on several factors, including the property’s condition, market conditions, and the seller’s need to sell quickly.

We Buy Any Home typically offers 75 – 85% of market value for homes, based on property type and market conditions.

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What kind of people use a cash house buyer

People choose to use a cash house buyer for all sorts of reasons. Some people may require a cash sale to avoid repossession or to help themselves out of financial difficulty. Often, couples who are filing for divorce will choose to use a cash buyer for the speed, to avoid a house sale dragging proceedings out.

At We Buy Any Home, many people use our service to sell an inherited property, are looking to relocate, want to go travelling or simply want to downsize. For many, we are a preferred alternative to the open market due to the efficient, guaranteed and stress-free service we deliver.

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Why don’t cash buyers pay full market value?

We’d love to pay more. However, as a company, we incur higher stamp duty expenses compared to the average buyer. Additionally, there are costs associated with selling the property, renovating it, or preparing it for rental. If we were to pay full market value, it would not be financially sustainable for us, and we would be unable to continue providing the alternative selling solution we offer. While our offers will be lower than market value, our sales process will be much faster than selling on the market – this makes it the perfect process for someone who values speed over achieving market value.

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My property is on the market, when should I consider using a cash house buyer?

It is of course completely up to you at what point you consider using a cash house buyer, however, if you’ve been on the market for a while with very few viewings and no offers, or even lots of viewings and no offers, it may be a good idea to consider an alternative solution for selling your property.

You may also want to consider using a cash house buyer if there is an issue with your property which makes it unmortgageable, such as subsidence or Japanese knotweed.

As we’re a cash buyer, we’re still able to buy properties with these sorts of issues, and as often the cost of repairing the problem would far outweigh the potential benefit of selling on the open market, in the majority of cases you’d be better off coming to us straight away.

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Do you ask for any upfront payment?

We never ask for any payment, upfront or otherwise, nor should any other “sell house for cash” company. We don’t charge a penny for our service.

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Are there any cancellation or withdrawal fees?

In the rare event that an offer needs to be adjusted—perhaps due to a significant defect uncovered in a survey that wasn’t previously known—you can withdraw from our service completely free of charge, even if it’s just by a penny!

If the offer hasn’t changed and you change your mind, there may be a small charge depending on the resources and time we’ve invested in your property sale up to that point. However, please know that we handle each situation individually and are very understanding of everyone’s circumstances. Your satisfaction is important to us.

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Do I need to sign a lock-in contract?

We ask that you sign a simple contract, stating our obligation to purchase your property from you at the agreed-upon price. Should our offer change once we receive the RICS survey results (if, for instance, it revealed an extreme case of subsidence) then you are free to walk away from us.

Still interested in selling to cash home buyers? Let us get a free cash offer to you today!

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Do I need a solicitor to buy a house for cash?


Yes, even when buying a house with cash, it’s highly recommended to use a solicitor or conveyancer. They handle the legal aspects of the purchase, including conducting property searches, dealing with the land registry, and ensuring the transaction is legally sound and in your best interest.

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Are you able to provide proof of cash funds upon request?

Yes. As a genuine cash buyer, we can provide evidence that we have the funds to purchase your property, should you request it.

If you are looking for a fast house sale, cash home buyers like us could be what you need. We offer full transparency and will assist you with your house sale. Get started today and let us get a cash offer for you now!

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Do you buy property for yourself or others?

As a genuine cash house buyer, we purchase your property directly. Depending on the type of property, its location and its condition, we will either sell the property onwards or rent it out.

If you have a property you need to sell fast, speak to us. Get a cash offer and your old house could soon become someone else’s dream home!

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How long does a cash house buyer take to buy my house?

Selling to a cash house buyer can significantly speed up the process compared to traditional sales. The timeline can vary, but transactions can often be completed in as little as 7 to 28 days, depending on the efficiency of the parties involved and the absence of a property chain.

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Is cash house buying a scam?


Cash house buying itself is not a scam; it’s a legitimate way of selling a property quickly. However, like any industry, it can attract unscrupulous individuals or companies. To avoid scams, ensure the cash buying company is reputable, check for reviews, verify their credentials, and ensure they are members of relevant regulatory bodies like the National Association of Property Buyers (NAPB) or The Property Ombudsman in the UK. Always read contracts carefully and consider seeking independent legal advice before proceeding.

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