Most flats – and some houses – in the UK are leasehold.
When it’s time sell a leasehold property, having the correct documents in order is vital.
Below, we’ve listed the documents needed to sell your leasehold flat.
1. Copy of your lease
A copy of your lease is essential. It contains the length of your lease, i.e., when it expires.
Some mortgage lenders are reluctant to offer on a lease shorter than 90 years. Your potential buyer(/s) will want to know whether your property is in this category.
This document should include other information, such as:
- Details about the property
- Rights granted with the house – for example, shared areas
- Regulations – e.g. pets, carpeting, subletting
- The existence of a ‘sinking fund’
- The freeholder’s obligations.
This information can be beneficial in many situations, including disputes and resales.
2. Leasehold Information Pack (TA7)
A Leasehold Information Pack (or Leasehold Management Pack or TA7 form) includes details on:
- Ground rent payments
- Service charge payments
- Information on a Building Insurance policy
- Surveys (asbestos, firewall, etc.)
And more.
A solicitor or conveyancer will usually complete this form for the new buyer.
In most cases, a potential purchaser will want to view the form form before they complete the deal.
3. Proof of your identity
All property sales require proof of your identity.
This adds a layer of protection against money laundering. And it guarantees you are legally permitted to be in the country.
4. Property title deeds
Title deeds are required for almost all property sales.
They clarify the legal owner of a house, which is required to ensure that you have the right to sell it.
Once your property is sold, the new owner’s name must be transferred onto the title deeds, and yours will be removed.
5. Energy Performance Certificate
An Energy Performance Certificate (EPC) has been required for selling property since 2008.
There are only a few situations when an EPC is not required. For example, if you are selling to a cash buyer.
Your EPC will typically include both of the following critical pieces of information:
- The cost to heat and light the property
- What the energy efficiency could be if improvements are made
A qualified professional can visit your property in person to conduct their inspections. If your property passes, they can provide an EPC certificate.
From 2025, the UK government requires any house rented out to have a minimum EPC rating of ‘C’.
This makes achieving this rating a top priority. Properties that meet the criteria will increase in value.
6. Fittings and Contents Form (TA10)
The Fittings and Contents Form (orTA10 form) is a legal requirment in the UK. It provides information about what is and isn’t included in the sale of a property.
The typical TA10 form is split into the following 11 sections:
- Basic fittings
- Kitchen
- Bathroom
- Carpets
- Curtains and curtain rails
- Light fittings
- Fitted units
- Outdoor area
- Television and telephone
- Stock of fuel
- Other items
The form clarifies which of these items is included in the sale of the house, i.e., what will be left behind for the new owner.
7. Property Information Form (TA6)
The Property Information Form (TA6 form) lists information on the property, including:
- House pests
- Property disputes
- Planning permissions
- Warranties
- Alterations made to the property.
And more.
Completing this document as completely and accurately as possible is a legal requirement.
If you are found to have misled your buyer, you may face legal issues. This applies even if the discovery is made after the transaction is completed.
8. Building Regulations Certificates
A Building Regulations Certificate confirms when structural works are completed on a property.
It is possible to get a mortgage even if a Building Regulations Certificate is not present.
However, some major lenders will not offer this service. This means a less ‘typical’ bank may be required.
If you don’t have this certificate, buyers might fear legal/safety implications.
For example, it may mean that a local authority has not verified the building work. In other words, it might not comply with building regulations.
9. Warranties and guarantees
If your house was built within the past decade or so, you should have a warranty from the builder.
Some buyers consider this document very important. If there is an issue with the property after the sale, it can give them essential protection.
Sell your leasehold flat fast with We Buy Any Home
If you want to sell your flat quickly, We Buy Any Home can help.
Because we are cash buyers, we can purchase your property up-front and quickly, without hassle, stress or a property chain.
Using our own funds, we our purchase can be:
- At a set price
- By a date of your choosing
- Fully managed from beginning to end
Fill in our enquiry form below if you want a cash offer for your house.
