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The service provided by Estate Agents has not changed for decades. When Estate Agents are competing for your business, they tend to offer a marketing…
What is a Mortgage Shortfall?
A mortgage is often crucial when buying a house. It’s essential that you choose a product you can pay back. Unfortunately, problems with mortgages do…
Loan to House Value Ratio
When buying a house in the UK, you’ll usually need a mortgage to do so. The amount you borrow is an important detail. Your loan to house…
Do Cash Buyers Pay Stamp Duty?
Buying and selling a house inevitably involves taxes. And one of the most common examples is ‘Stamp Duty’. It’s been around for hundreds of years.…
How to Reduce Road Noise in Your House
Most people value peace and quiet, especially in their own home. After all, tenants have a right to quiet enjoyment. And noisy neighbours are a…
Proof of Income for Buying a House
Securing a mortgage is often a significant part of buying a house. Lenders need proof of income to ensure you have the financial ability to…
What is a Homebuyer Report?
You should be well-informed about a property before you buy it. If unknown issues appear after the sale, it could cost you. A homebuyer report…
What is Exchange of Contracts?
Whether buying or selling a house, you’ll need to participate in an exchange of contracts. It’s one of the final things in your house sale,…
Can You Sell a House Without an Oven?
When you sell your house, you must disclose everything about its condition. But does this cover whether or not it has an oven? And can…
Can You Sell a House Without Electricity?
The UK’s oldest standing house was built around 1148 AD (Saltford Manor House in Somerset). But before that, houses existed here for thousands of years.…